Coastal Community FCU 2nd Quarter 2023 Newsletter
Real Estate Loans

Whether you are buying your first home, upgrading to your forever home or looking to refinance, Coastal’s mortgage loans can make your dreams a reality.


  • Conventional Purchase
  • Bank Statement (For Self-Employed)
  • Rental Property
  • Home Equity
  • Cash Out Refinance

Memberts can access their loan application online at:

Talk to one of our Loan Officers at:
(832)912-2170opens phone dialer or

Call us today to see what plans fits you best.
409-765-6067opens phone dialer

House sitting away from road with green grass and blue sky
Texas Low Rate - The Loan Star State - Refinance your ride & start saving today!
  • Fast, easy application and approval

  • Rates as low as 3.64% APR*

  • Up to 120% financing available2

  • Ask about GAP, an Extended Warranty, & Credit Life and Disability Protection!

CCFCU membership is required. 1Not available to refinance an existing CCFCU auto loan. Fixed Rate. Certain terms, conditions, and/or discounts apply. May not be combined with other offers. All loans and rates are subject to credit approval and some restrictions may apply, including qualifying for a discounted rate. 2CCFCU finances up to 120% of MSRP (new vehicles) or the NADA Retail value (used vehicles). Maximum loan to value (LTV) is 120% including tax, license, and fees. Maximum LTV is subject to approval and certain restrictions may apply. Approval subject to complete underwriting criteria. Subject to mileage and vehicle age limitations.

Get More Out Of Your Credit Card
4.9% APR*

No Balance Transfer Fees
No Annual Fees
No Cash Advance Fees
No Over Limit Fees
• Same Rate for Purchases and Cash Advance
• 8.9% APR after introductory rate

Coastal Community FCU Credit Card mockup

* APR = annual percentage rate. Members must qualify.

Annual Meeting

July 10, 2023
Doors open at 6:00 p.m.
1880 Garten Verein
2704 Avenue O Galveston, TX 77550

All members are invited to attend the CCFCU Annual Meeting. Come out, get involved, be informed, and exercise your right to vote!

Nominations cannot be made from the floor and the election will not be conducted by ballot when there is only one nominee for each position to be filled.

Nominations will be posted in a conspicuous place at the credit union office by June 6, 2023 – 35 days before the Annual Meeting.

The election will be conducted at the Annual Meeting. Irrespective of the number of shares, no member has more than one vote. All elections are determined by a plurality vote. When only one member is nominated for each position to be filled, the chairman of the board may take a voice vote or declare each nominee elected by general consent or acclamation at the annual meeting.

No member may vote by proxy. An organization, incorporated or otherwise, holding membership in the credit union may only be represented by one person authorized to represent it, and said authorization shall be maintained on file in the credit union.

Tony Hardeman
J D Fontenot
Kevin Matthews

The Nominating Committee presents the following candidate for the Board of
Directors. They have met all the qualifications to be elected to the Board of Directors:

John has been employed by Williams Brothers Construction Company for the past 32 years and he has been the company’s Safety Director for the past 25 years. He graduated from Texas A&M University-Commerce with his Master of Science. He is a Certified Safety Professional (CSP), Certified Director of Safety (CDS), and holds numerous other certifications. He served on the CE FCU Board of Directors for over 25 years. He serves as president of the Budde Cemetery Association and on several communities with the Association of General Contractors (AGC). John has been married to Katie for over forty-three years and they have two children, Amanda and Trey and have two grandchildren.

Eddie is employed by Emerald Surf Sciences as the Vice President Corporate Development. He is also the founder and COO of Proxamus LLC. He graduated from Stephen F. Austin with a bachelor’s degree in public administration and political Science. He currently is involved with the Oilfield Helping Hands Houston Chapter, Society of Petroleum and formerly was involved with National Charity Roundtable. He has served on the CE FCU Board of Directors since 2000. Eddie and Denae have been married for twenty-six years and have two children Christian and Emma.


Nominations for the vacancies may also be made by petition. Nominees by petition:

  • Must be made with 1% of members’ signatures (minimum of 138 and maximum of 500).
  • Nominations by petition must be sent to the Credit Union Board of Director Secretary via registered or certified mail no later than May 31, 2023.
  • Candidates must submit a statement of qualifications and biographical data with the petition
Meet Your Match - Your community Your credit union. If you live, work, worship, attend school in Galveston County, or an employee of a CE seg group, you can join! Coastal Community FCU is a locally member-owned an operated. We support our member's financial needs and the needs of our community. Open an account with only $5 and we will match it! Make a Match - Enter a win $250 - Members make the hook up by sharing the love of Coastal Community FCU and refer your friends & family.