Savings
Effective Date: June 30, 2026
| Product Type | Minimum Balance** | Dividend Rate | APY* | Dividend Period | Term** |
|---|---|---|---|---|---|
| IRA Fixed Certificates | $500 | 3.64% | 3.71% | Q | 1 Year |
| IRA Fixed Certificates | $500 | 3.46% | 3.52% | Q | 2 Year |
| IRA Fixed Certificates | $500 | 3.22% | 3.27% | Q | 3 Year |
| IRA Fixed Certificates | $500 | 3.32% | 3.38% | Q | 5 Year |
| Regular Savings | $100 - $2000 | 0.08% | 0.08% | Q | Day In/Day Out |
| Regular Shares | $2,001+ | 0.16% | 0.16% | Q | Day In/Day Out |
| Special Savings | $100 | 0.08% | 0.08% | Q | 3 Months |
| Regular Checking | $250 | 0.03% | 0.03% | M | Day In/Day Out |
| High-Tide Checking (Money Market) |
$2,500 - $24,999 | 0.83% | 0.83% | M | Day In/Day Out |
| High-Tide Checking (Money Market) |
$25,000 - $99,999 | 1.65% | 1.66% | M | Day In/Day Out |
| High-Tide Checking (Money Market) |
$100,000+ | 1.57% | 1.58% | M | Day In/Day Out |
*APY = Annual Percentage Yield 1. Early withdrawal or Rates Effective June 30, 2026 | |||||
Certificates
Effective Date: June 30, 2026
| Type | Minimum Deposit | Dividend Rate | APY | Dividend Period | Term** |
|---|---|---|---|---|---|
| Share Certificates | $500 | 3.54% | 3.60% | M | 6 months** |
| Share Certificates | $500 | 3.56% | 3.63% | M | 1 year** |
| Share Certificates | $500 | 3.38% | 3.44% | M | 2 years** |
| Share Certificates | $500 | 3.14% | 3.19% | M | 3 years** |
| Share Certificates | $500 | 3.16% | 3.21% | M | 4 years** |
| Share Certificates | $500 | 3.24% | 3.30% | M | 5 years** |
| Jumbo Certificates | *$100,000 | *May add 0.10% to regular certificate rate.* | — | — | *Subject to Early Withdrawal Penalty |
*May Add .10% To Regular Certificate Rate Rates Effective June 30, 2026 | |||||