Rates

Credit Rating	A APR*	B APR*
Open-end	11.9%	17.9%

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*	E APR*
0-36 Months	2.74%	3.24%	3.74%	6.24%	13.74%	15.74%
37-60 Months	3.24%	3.74%	4.24%	6.74%	15.24%	17.24%
61-72 Months	3.74%	4.24%	4.74%	7.24%	16.24%	17.74%
76-84 Months	4.24%	4.74%	5.24%	7.74%	17.24%	17.74%

*APR = Annual Percentage Rate
Rates posted are the lowest possible rates.
Rates may vary depending on past credit history and term,
down payment, and approximate term.
Rates are subject to change.

Loans	Rate	APR*	Term
Signature Loans (8.9% - 17.9%)	8.9%	8.9%	36
Visa Platinum	13.9%	13.9%	N/A
Visa Gold	11.9%	11.9%	N/A
Certificate Secured Visa	6.5%	6.5%	N/A
Feel Free	8.9%	8.9%	N/A

*APR = Annual Percentage Rate
Rates Effective July 1, 2021

Savings	Minimum Balance	Dividend Rate	APY*	Dividend Period	Term
IRA Variable Savings	$100	0.10%	0.10%	M	1
Regular Shares	$100-$2000	0.05%	0.05%	Q	3
Regular Shares	$2000+	0.05%	0.05%	Q	3
Special Savings	$100	0.05%	0.05%	Q	3
Regular Checking	$250	0.05%	0.05%	M	1
High-Tide Checking (Money Market)	$2500+	0.05%	0.05%	M	1

*APY = Annual Percentage Yield
There may be a penalty for early withdrawal.
Rates Effective July 1, 2021

Certificates	Minimum Deposit	Dividend Rate	APY*	Dividend Period	Term
Share Certificates	$500	0.10%	0.10%	M	6 months
Share Certificates	$500	0.10%	0.10%	M	1 year
Share Certificates	$500	0.20%	0.20%	M	2 years
Share Certificates	$500	0.25%	0.25%	M	3 years
Share Certificates	$500	0.25%	0.25%	M	4 years
Share Certificates	$500	0.25%	0.25%	M	5 years
IRA Certificate	$500	0.10%	0.10%	M	1 year
IRA Certificate	$500	0.20%	0.20%	M	2 years
IRA Certificate	$500	0.25%	0.25%	M	3 years
IRA Certificate	$500	0.25%	0.25%	M	5 years

*APY = Annual Percentage Yield
There may be a penalty for early withdrawal.