SavingsMinimum BalanceDividend RateAPY*Dividend PeriodTerm
IRA Variable Savings$1000.10%0.10%M1
Regular Shares $100-$20000.05%0.05%Q3
Regular Shares$2000+0.05%0.05%Q3
Special Savings$1000.05%0.05%Q3
Regular Checking$2500.05%0.05%M1
High-Tide Checking
(Money Market)
$2500+0.05%0.05%M1

*APY = Annual Percentage Yield
There may be a penalty for early withdrawal.
Rates Effective August 1, 2022

CertificatesMinimum DepositDividend RateAPY*Dividend PeriodTerm
Share Certificates$5000.10%0.10%M6 months
Share Certificates$5000.10%0.10%M1 year
Share Certificates$5000.20%0.20%M2 years
Share Certificates$5000.25%0.25%M3 years
Share Certificates$5000.25%0.25%M4 years
Jumbo Certificates$50,0000.10%0.10%M6 months
Jumbo Certificates$50,0000.10%0.10%M1 year
Jumbo Certificates$50,0000.20%0.20%M2 years
Jumbo Certificates$50,0000.25%0.25%M3 years
Jumbo Certificates$50,0000.25%0.25%M4 years
Jumbo Certificates$50,0000.25%0.25%M5 years
IRA Certificate$1000.10%0.10%M1 month
IRA Certificate$5000.10%0.10%Q1 year
IRA Certificate$5000.20%0.20%Q2 years
IRA Certificate$5000.25%0.25%Q3 years
IRA Certificate$5000.25%0.25%Q5 years

*APY = Annual Percentage Yield
There may be a penalty for early withdrawal.

Savings

SavingsMinimum BalanceDividend RateAPY*Dividend PeriodTerm
IRA Variable Savings$1000.10%0.10%M1
Regular Shares $100-$20000.05%0.05%Q3
Regular Shares$2000+0.05%0.05%Q3
Special Savings$1000.05%0.05%Q3
Regular Checking$2500.05%0.05%M1
High-Tide Checking
(Money Market)
$2500+0.05%0.05%M1

*APY = Annual Percentage Yield
There may be a penalty for early withdrawal.
Rates Effective August 1, 2022

Certificates

CertificatesMinimum DepositDividend RateAPY*Dividend PeriodTerm
Share Certificates$5000.10%0.10%M6 months
Share Certificates$5000.10%0.10%M1 year
Share Certificates$5000.20%0.20%M2 years
Share Certificates$5000.25%0.25%M3 years
Share Certificates$5000.25%0.25%M4 years
Jumbo Certificates$50,0000.10%0.10%M6 months
Jumbo Certificates$50,0000.10%0.10%M1 year
Jumbo Certificates$50,0000.20%0.20%M2 years
Jumbo Certificates$50,0000.25%0.25%M3 years
Jumbo Certificates$50,0000.25%0.25%M4 years
Jumbo Certificates$50,0000.25%0.25%M5 years
IRA Certificate$1000.10%0.10%M1 month
IRA Certificate$5000.10%0.10%Q1 year
IRA Certificate$5000.20%0.20%Q2 years
IRA Certificate$5000.25%0.25%Q3 years
IRA Certificate$5000.25%0.25%Q5 years

*APY = Annual Percentage Yield
There may be a penalty for early withdrawal.