Rates

Risk-Based | Loans | Savings | Certificates


Signature
Credit Rating A
APR*
B
APR*
Open-end 11.9% 16.9%

Vehicle Loans
Credit Rating A
APR*
Mo. Pmt. per $1000
APR*
B
APR*
C
APR*
D
APR*
E
APR*
0-36 mos 1.99% $28.64 2.29% 6.99% 7.29% 9.99%
37-60 mos 2.29% $17.66 1.49% 7.29% 7.49% 10.29%
61-72 mos    2.49% $14.97 2.99% 7.49% 7.99% 10.49%
73-84 mos   3.99% $13.67 5.99% 8.99% 9.99% 11.99%
*APR = Annual Percentage Rate
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Rates posted are the lowest possible rates.
Rates may vary depending on past credit history and term,
down payment, and approximate term.
Rates are subject to change.
Loans

Rate

Mo. Pmt. per $1000
APR*

APR*

Term

 

Vehicle Loans (1.99% to 4.99%)

1.99%

$28.53

1.99%  36  Calculator
Vehicle Loans (2.29% to 4.99%) 2.29%

$17.66

2.29%  60  Calculator
Vehicle Loans(2.499% to 4.99%) 2.49% $14.97                  2.49%  72 Calculator

 

 

Signature Loans (11.9% to 16.9%)

11.900 

$33.17

11.900 36 Calculator
Visa Platinum 13.900

n/a

13.900 n/a Calculator
Visa Platinum Plus   11.900

n/a

11.900 n/a Calculator
Certificate Secured Visa 6.500

n/a

6.500 n/a Calculator
   

 

     
   

 

     
*APR = Annual Percentage Rate
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Rates Effective July 1, 2013
Savings

Minimum
Balance

Dividend Rate

APY* Term
I.R.A. Variable Savings $100 .45 .45 1
Regular Shares

$100 - $2000

.20 .20 3
Regular Shares $2000+ .30 .30 3
Special Savings $100 .20 .20 3
Regular Checking $250 .10 .10 1
High-Tide (Money Market) Checking $2500 .40 .40 1
*APY = Annual Percentage Yield
There may be a penalty for early withdrawal.
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Rates Effective July 1, 2013
Certificates

Minimum
Deposit

Dividend Rate

APY* Term
Share Certificate $500 0.50 0.50 6
Share Certificate $500 0.75 0.75 12
Share Certificate $500  1.00 1.00 24
Share Certificate $500 1.24 1.25 36
Share Certificate $500 1.39 1.40 48
Share Certificate $500 1.64 1.65 60
IRA Certificate $500 0.75 0.75 12
IRA Certificate $500  1.00 1.00 24
IRA Certificate $500 1.24 1.25 36
IRA Certificate $500 1.64 1.65 60
*APY = Annual Percentage Yield
There may be a penalty for early withdrawal.

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